Tips for borrowers: Banks don't like low credit score. So, if your credit score is low, try to increase it.
Apart from fixed and floating interest, there is sometimes an option of fixed-floating mentioned in the fine print
A credit score can fall between 300-900. A score of 700 or above is generally considered as good.
Too many job jumps, even if they come with salary hikes, can raise a red flag for the lender